Retirement Resources
Will You Have Enough?
Planning for retirement starts with the right knowledge and resources. Explore essential steps, savings strategies, and tools to help you navigate every stage of retirement with confidence.
IRA Account Information
Learn how IRAs can support your retirement goals with expert guidance on contributions, withdrawals, and planning for the future.
Fraud and Scam Awareness
Learn how to identify scams, get expert support if targeted, and gain peace of mind knowing we advocate for consumer protection.
Preparing for a Secure Retirement
Retirement is a significant milestone that requires careful planning to ensure financial stability and a fulfilling lifestyle.
Whether you're just starting to save, nearing retirement, or already enjoying your golden years, having the right information and tools is essential. This page provides valuable resources to help you navigate every stage of retirement—from savings strategies and Social Security insights to income management and long-term care planning. No matter where you are in your journey, you’ll find the guidance you need to prepare for a secure and confident future. Schedule an appointment with an expert today.
Understanding the Stages of Retirement Planning
Retirement is a journey that unfolds in different stages, each requiring careful planning to ensure financial stability and peace of mind.
1. Pre-Retirement (Planning & Saving)
In the years leading up to retirement, it’s essential to assess your savings, estimate future expenses, and explore investment strategies. Understanding how much you’ll need and making adjustments to contributions in 401(k)s, IRAs, or other retirement accounts can help build a secure foundation.
2. Early Retirement (Transitioning & Social Security Considerations)
As you approach retirement age, deciding when to start Social Security benefits is a key factor. While you can begin as early as 62, waiting until full retirement age (or later) can result in higher monthly payments. Budgeting for healthcare, housing, and lifestyle changes during this period is also crucial.
3. Mid-Retirement (Managing Income & Expenses)
During these years, balancing income from Social Security, pensions, and savings becomes a priority. Withdrawal strategies, tax considerations, and investment management play a role in ensuring your savings last. Keeping an eye on healthcare costs and long-term care needs can help prevent financial strain. Click here to learn more.
4. Late Retirement (Legacy & Long-Term Care Planning)
In later years, focusing on estate planning, healthcare needs, and potential long-term care options ensures financial security and peace of mind. Reviewing wills, trusts, and beneficiary designations helps protect your legacy while making sure you have access to necessary medical and caregiving resources.
By understanding and planning for each stage, you can navigate retirement with confidence and financial stability.