Due to scheduled maintenance our mobile app, online banking, online account opening, and Zelle transfers will be unavailable Saturday, November 23, from 11:00 pm through Sunday, November 24, 7:00 am (MST). Debit Cards will have an offline limit of $750 during this time. We apologize for any inconvenience.
Smart Solution Loan
Get quick access to the cash you need today at more reasonable rates than traditional payday lenders.
Smart Solution Loan
Is Payday Too Far Away?
A Smart Solution Loan is exactly what it sounds like - an intelligent alternative to a payday loan.
We've all been there. Life happens and suddenly money is tight. A Smart Solution Loan can help you get quick access to the money you need at a lower interest rate and with longer repayment terms than a traditional payday lender.
The Details
When times are stressful, the last thing you need is a lender who is motivated by profit, not your well-being. Don't worry, we have your back when it matters most!
- Lower interest rates and longer repayment terms than traditional payday loans
- Personal service and quick approvals
- 17.99% APR 1
- 60-day repayment term
- Must be an AACU member for at least six months to apply
- No credit check required
- Must meet other minimum requirements
Apply For A Smart Solution Loan
In Person
If a face-to-face conversation is more your speed, stop by any branch location. We can't wait to see you!