Due to scheduled maintenance our mobile app, online banking, online account opening, and Zelle transfers will be unavailable Saturday, November 23, from 11:00 pm through Sunday, November 24, 7:00 am (MST). Debit Cards will have an offline limit of $750 during this time. We apologize for any inconvenience.
You don't plan on getting sick or injured, but you can prepare for medical expenses your health insurance may not cover!
Health Savings Account
Account Features
A Health Savings Account (HSA) is a tax-advantaged medical savings account specifically designed to help pay for medical costs like doctor appointments, prescriptions, over-the-counter medicine, and many other health-related costs 1 .
- Tiered dividend rate
- A free HSA Debit Mastercard®
- No use it or lose it policy
Stop by any branch location to open an HSA or open your account online through Retirement Central.
| Balance | Dividend Rate | APY* | Alert Me |
|---|---|---|---|
| $0.00 - $999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $1,000.00 - $2,499.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $2,500.00 - $9,999.99 | 0.050% | 0.05% | Receive a notification when this rate changes |
| $10,000.00 - $24,999.99 | 0.100% | 0.10% | Receive a notification when this rate changes |
| $25,000.00 or Greater | 0.150% | 0.15% | Receive a notification when this rate changes |
Don't Skip Your Rewards
What are you waiting for? You could be earning rewards just for doing the things you already do each day.
Explore Checking Accounts
Locations & ATMs
Find an AACU branch or ATM or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.
Meet With A Financial Coach
You deserve answers to all your financial questions. If it's important to you, it's important to us! Let's talk about your goals!
Deposit Rates
Check out current rates for checking, savings, certificates, and IRAs.
Explore More Accounts
Not ready to commit? That's okay. Check out our other Savings accounts - we know you'll find one that works for you!
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. Rates subject to change. Fees may reduce earnings. Restrictions and requirements apply.