Homeownership
First-Time Homebuyer Guide
Nervous about buying a home? Our guide's got you covered! This guide is your first step to learning more about the homebuying process to gain clarity.
Calculators
Navigate your financial future with confidence. Harness the power of our intuitive calculators to map out a secure financial path.
Value Check®
Curious about the equity in your home? Use this tool to look up the value of any Colorado home!
The Benefits of Homeownership
Buying a home is a major financial step, whether you're considering a condo, townhouse, or single-family home—new construction or something with history.
While homeownership comes with added costs, it also helps you build equity and grow your wealth over time.
Ready to Buy a Home?
House hunting can be exciting, but it’s important to do your homework first. Consider factors like how long you plan to stay in the home and what fits your budget before making a decision.
If you're looking at a home in a subdivision, planned community, or condo, you may have to pay a Homeowners Association (HOA) or Property Owners Association (POA) fee. These fees typically cover services like trash and snow removal, landscaping for shared areas, and maintenance of amenities such as clubhouses, playgrounds, pools, and tennis courts. HOA costs can vary widely, so be sure to factor them into your budget. Additionally, if you live in a state with higher property taxes, this will be an expense to plan for each year.
Financing Your Home Purchase
We’re here to help make homeownership more accessible with a variety of loan options:
- Home Loans – Whether you're buying your first home or upgrading to a new one, we offer competitive rates and flexible terms to fit your budget.
- First-Time Homebuyer Program – If you're a first-time buyer, we have special programs designed to help make your dream of homeownership a reality.
- Swing Loans – Need additional financing options? A Swing Loan allows you to use the equity in an existing home to help secure your new home purchase.
- VA Loans – If you’re an eligible service member, veteran, or military family member, take advantage of VA loan benefits, including no down payment and favorable loan terms.
Not sure which loan is right for you? Our Mortgage Experts are here to guide you through the process and find the best solution for your needs.