On Tuesday, December 24 - All branch locations and contact center will close at noon.
On Wednesday, December 25 - All branch locations and contact center will be closed.
In the event of a government shutdown, we are ready to help affected members. Learn More.
Individual Retirement Accounts
It's never too early to start saving for your future with an Individual Retirement Account!
Individual Retirement Accounts
Account Details
No matter what age you are, an Individual Retirement Account (IRA) is a great tool to help you prepare for a more comfortable retirement.
Retirement plans, social security benefits, and pension plans may not provide sufficient funds for you to maintain your current non-retirement lifestyle. The more you save today, the less you’ll have to worry as you age. With an Individual Retirement Account, you can safely save for your future while earning exceptional rates.
We offer the following account types:
- Traditional IRA
- Traditional IRA - SEP Contribution
- Roth IRA
- Education Savings Account (ESA)
| Dividend Rate | APY* | Alert Me | |
|---|---|---|---|
| IRA Savings Account | 0.050% | 0.05% | Receive a notification when this rate changes |
| Term | Dividend Rate | APY* 1 | Alert Me |
|---|---|---|---|
| 12-17 months | 4.169% | 4.25% | Receive a notification when this rate changes |
| 18-23 months | 3.735% | 3.80% | Receive a notification when this rate changes |
| 24-29 months | 3.542% | 3.60% | Receive a notification when this rate changes |
| 30-35 months | 3.590% | 3.65% | Receive a notification when this rate changes |
| 36-41 months | 3.590% | 3.65% | Receive a notification when this rate changes |
| 42-47 months | 3.542% | 3.60% | Receive a notification when this rate changes |
| 48-53 months | 3.542% | 3.60% | Receive a notification when this rate changes |
| 54-60 months | 3.445% | 3.50% | Receive a notification when this rate changes |
Your Future Self Will Thank You!
Open an IRA, complete a contribution or withdrawal, or to learn more visit Retirement Central®