Due to scheduled maintenance our mobile app, online banking, online account opening, and Zelle transfers will be unavailable Saturday, November 23, from 11:00 pm through Sunday, November 24, 7:00 am (MST). Debit Cards will have an offline limit of $750 during this time. We apologize for any inconvenience.
Grow your savings without locking your money up for a long period of time.
Money Fund
Account Features
Earn higher rates and have the flexibility to make deposits or withdrawals on your schedule, not ours!
- Competitive rates
- Tiered dividends
- Funds available for overdraft protection
- Minimum balance of $1,000 required to earn dividends
- 24/7 account access with online & mobile banking.
Can I join?
You don't have to be military to bank with us. There are hundreds of ways you can become a member!
Check Eligibility
| Balance | Dividend Rate | APY* 1 | Alert Me |
|---|---|---|---|
| $1,000.00 - $2,499.99 | 0.399% | 0.40% | Receive a notification when this rate changes |
| $2,500.00 - $9,999.99 | 0.399% | 0.40% | Receive a notification when this rate changes |
| $10,000.00 - $24,999.99 | 0.449% | 0.45% | Receive a notification when this rate changes |
| $25,000.00 - $49,999.99 | 0.499% | 0.50% | Receive a notification when this rate changes |
| $50,000.00 - $99,999.99 | 0.598% | 0.60% | Receive a notification when this rate changes |
| $100,000.00 - $249,999.99 | 0.648% | 0.65% | Receive a notification when this rate changes |
| $250,000.00 - $499,999.99 | 0.698% | 0.70% | Receive a notification when this rate changes |
| $500,000.00 and greater | 1.094% | 1.10% | Receive a notification when this rate changes |
Don't Skip Your Rewards
What are you waiting for? You could be earning rewards just for doing the things you already do each day.
Explore Checking Accounts
Locations & ATMs
Find an AACU branch or ATM or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.
Meet With A Financial Coach
You deserve answers to all your financial questions. If it's important to you, it's important to us! Let's talk about your goals!
Deposit Rates
Check out current rates for checking, savings, certificates, and IRAs.
Explore More Accounts
Not ready to commit? That's okay. Check out our other Savings accounts - we know you'll find one that works for you!
*APY=Annual Percentage Yield. APY accurate as of the last dividend declaration date. Rates subject to change. Fees may reduce earnings. Restrictions and requirements apply.