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Routing Number: 307070021
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Routing Number: 307070021

Auto Loans

 

Drive. Pay. Get Paid.

Make your first 6 payments on time and we'll give you $250 back 1 , it's that simple.

Whether you’re buying your next ride or bringing your current loan to AACU, we’ll help you save more with every mile.

Who Qualifies?
  • You’re a member but don’t currently have an auto loan with AACU.
  • You’re not a member yet but plan to join and finance or refinance your vehicle with AACU from another financial institution.

Mention Offer Code NEWAUTO25 1  when applying, online, in-person or over the phone.  

Apply For Your Auto Loan Today

Auto Loan Refi

 

 

You pick the term and payment, we'll do the rest!

No need to stick to traditional loan terms here. How about an 18-month term? You got it! What about a 41-month term? No problem!

Whether you're in the market for a new or used car, a new motorcycle, or a recreational vehicle, a customizable My Way Loan gives you the flexibility to choose a loan term and payment that fits your budget and helps you save money.

 

 

Auto Loan

Rates As Low As: 4.99% APR 2 3

The freedom of the road awaits!

  • Fast and secure application process
  • Get pre-approved with no application fee
  • Flexible loan terms for both new and used cars and trucks
  • Easy online payment with 24/7 account access through online & mobile banking
  • Easy dealership financing, simply tell the car dealership you want to finance your car loan with us

Get Pre-Approved for an Auto Loan

 

 

Auto Loan Calculator

Don't be shy - go ahead and take it for a test drive! Use this calculator to find your winning loan combination.

 

 

Recreational Vehicle Loan

Rates As Low As: 8.99% APR 2 4

RVs, Motorhomes, ATVs, Boats, Jet Skis, Fifth Wheels, Travel Trailers, Campers, and other recreational vehicles - we've got loans for all of them!

  • Fast and secure application process
  • Get pre-approved with no application fee
  • Flexible loan terms for both new and used cars and trucks
  • Easy online payment with 24/7 account access through online & mobile banking
  • Easy dealership financing, simply tell the dealership you want to finance your loan with us

Get Pre-Approved for a Recreational Vehicle Loan

 

 

Motorcycle Loan

Rates As Low As: 8.99% APR 2 5

Can you already feel the wind on your face?

  • Fast and secure application process
  • Get pre-approved with no application fee
  • Flexible loan terms for both new and used motorcycles
  • Easy online payment with 24/7 account access through online & mobile banking
  • Easy dealership financing, simply tell the dealership you want to finance your motorcycle loan with us

Get Pre-Approved for a Motorcycle Loan

 

 

Protect Your Investment

If there is one thing that's certain about the future - you can't predict it. Protect your investment from life's little curve balls with additional vehicle and loan protection coverage. 

Explore Protection Options

 

 

Skip-A-Pay

Already have a consumer loan with us and need extra cash? Apply to skip your next monthly loan payment. Tell us which monthly payment you'd like to skip and we'll simply add the skipped payment to the end of your loan.

Program Details

  • Easy application process
  • $35.00 per skipped payment 6
  • Skipped payment is added to the end of the loan
  • Convenience of payment flexibility

To apply, call 719.593.8600 or 800.223.1983.

 

 
Locations & ATMs

Find an AACU branch or ATM, or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.

Online & Mobile Banking

Did you know online and mobile banking is loaded with great features? Easily access your loans and make payments!

Loan Rates

Check out current rates for auto loans, personal loans, and a line of credit!

Schedule An Appointment

You deserve answers to all your financial questions! Schedule an appointment with an expert loan officer today to get all your questions answered! 

 

Disclosures

1 Offer valid for new or refinanced auto loans not currently held with Air Academy Credit Union. Existing AACU auto loans are not eligible. Applicant must mention promo code NewAuto25 at the time of application to qualify. Minimum loan amount $15,000. Vehicles must be 10 years old or newer, under 150,000 miles, and have no branded titles. Maximum term 72 months. Minimum FICO score 640. Qualification based on creditworthiness. Six consecutive on-time payments required to earn $250 reward. “On-time” means payments made within the contractual grace period. Reward will be deposited to the member’s AACU savings account within 30 days of the sixth qualifying payment. Bonus is considered taxable income. Offer subject to change without notice. Other restrictions and requirements may apply. Membership requirements apply.

2 APR= Annual Percentage Rate

3 Rates may vary depending on applicant's creditworthiness and year of collateral. APR calculation assumes no fees; fees may impact rate and/or term. Payment example: 66 monthly payments of $17.71 per $1,000.00 borrowed at 5.74% APR on 2022 or newer vehicles. Down payment may be required. Membership requirements and other restrictions apply. Rates and terms are subject to change without notice.

4 Rates may vary depending on applicant's creditworthiness and year of collateral. APR calculation assumes no fees; fees may impact rate and/or term. Payment example: 120 monthly payments of $12.94 per $1,000.00 borrowed at 9.49% APR on 2022 or newer recreational vehicles. Down payment is required. Membership requirements and other restrictions apply. Rates and terms are subject to change without notice.

5 Rates may vary depending on applicant's creditworthiness and year of collateral. APR calculation assumes no fees; fees may impact rate and/or term. Payment example: 78 monthly payments of $17.48 per $1,000.00 borrowed at 9.99% APR on 2022 or newer motorcycle. Down payment may be required. Membership requirements and other restrictions apply. Rates and terms are subject to change without notice.

6 Skip-A-Payment does not apply to real estate loans, Smart Solution Loans, overdraft repayment loan, lines of credit or credit cards. Your skipped payment will be added to the end of your loan term, and normal interest charges will continue to accrue. Must meet program requirements. Incurs one time fee of $35.00. Fee must be paid by member at time of application (cannot be added to loan balance). Interest continues to accrue on outstanding loan balance, and may extend maturity date of loan. Other restrictions apply.

Equal Opportunity Lender. Membership Requirements Apply. Restrictions and requirements apply. Subject to approval. Rates and terms are subject to change without notice. Some loan types may require a down payment. My Way Loan is a registered trademark of Air Academy Federal Credit Union.