Checking Accounts

Moving your money is part of daily life. Find a checking account that makes managing your money simple and convenient, so you can enjoy more of what's really important!

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Checking Accounts

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Cash Back Rewards Checking

Get 10.00% cash back^¹ on every purchase up to $250 per month^¹ with no category restrictions! This means up to $25 back into your account each month.

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Cash Rewards Checking

Earn 1.25% APY on your balance up to $15,000^² with no minimum balance to earn rewards!

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Basic Checking

Basic Checking is a simple, no-frills way to meet your basic banking needs.

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Cash Rewards Checking

Cash Back Rewards Checking

Basic Checking

Benefit

Cash Rewards Checking

1.25% APY on balances up to $15,000 ²

Cash Back Rewards Checking

10.00% Cash Back on debit card purchases up to $250 monthly ¹

Basic Checking

None

Minimum To Open

Cash Rewards Checking

None

Cash Back Rewards Checking

None

Basic Checking

None

Monthly Service Fee

Cash Rewards Checking

None

Cash Back Rewards Checking

None

Basic Checking

None with daily balance of $500.00 ³

Free Visa® Debit Card

Cash Rewards Checking

Cash Back Rewards Checking

Basic Checking

ATM Fee Refunds ⁴

Cash Rewards Checking

Cash Back Rewards Checking

Basic Checking

Free eStatements

Cash Rewards Checking

Cash Back Rewards Checking

Basic Checking

Free Online & Mobile Banking

Cash Rewards Checking

Cash Back Rewards Checking

Basic Checking

Free Online Bill Pay

Cash Rewards Checking

Cash Back Rewards Checking

Basic Checking

Overdraft Protection

Cash Rewards Checking

Cash Back Rewards Checking

Basic Checking

24/7 Access

Cash Rewards Checking

Cash Back Rewards Checking

Basic Checking

Virtual Wallet

Cash Rewards Checking

Cash Back Rewards Checking

Basic Checking

Watch Your Money Grow

Whether you're saving for a new car, a vacation, or your next big adventure, we have options to make saving easy no matter the goal!
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Disclosures

¹ Qualifications: (a) Post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) enroll to receive your periodic statements electronically during the monthly periodic statement cycle. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the monthly periodic statement cycle in order to qualify for the account’s rewards. When your Cash Back Rewards Checking account qualifications are met during a monthly periodic statement cycle, the following rewards will be distributed to your account on the last day of the month. You will receive 10.00% cash back on up to a total of $250.00 debit card purchases that post and clear to the account during the qualifying monthly periodic statement cycle. A maximum of $25.00 cash back may be earned per monthly periodic statement cycle. ATM fee refunds limited to $4.99 per item and $25.00 per monthly periodic statement cycle. Terms and conditions subject to change.

² Qualifications: (a) Post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) enroll to receive your periodic statements electronically during the monthly periodic statement cycle. Account transactions and activities may take one or more days to post and clear to the account and all must do so during the monthly periodic statement cycle in order to qualify for the account’s rewards. When your Cash Rewards Checking account qualifications are met during a monthly periodic statement cycle, the following rewards will be distributed to your account on the last day of the month. Balances up to $15,000.00 earn an APY of 1.25%; and balances over $15,000.00 earn 0.15% APY on the portion of balance over $15,000.00. ATM fee refunds limited to $4.99 per item and $25.00 per monthly periodic statement cycle. Terms and conditions subject to change.

³ Minimum daily balance of $500.00 required to avoid a $5.00 monthly fee.

⁴ ATM fee refunds limited to $4.99 per item and $25.00 per Periodic Statement Cycle when account qualifications are met.

Visa® is a trademark owned by Visa International Service Association and used under license.

All cards issued by Air Academy Credit Union pursuant to a license from Visa USA Inc.