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Important Notices

On Tuesday, December 24 - All branch locations and contact center will close at noon.
On Wednesday, December 25 - All branch locations and contact center will be closed. 

In the event of a government shutdown, we are ready to help affected members. Learn More.

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Routing Number: 307070021
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Routing Number: 307070021

Saver

 

Account Features

Earn 0.75% APY 1 on balances up to $50,000 2 when you meet the qualifications in your Rewards Checking account. Just add a Saver account to your Rewards Checking account and watch your savings grow!

  • No minimum deposit to open
  • No minimum balance requirement and no monthly service fees
  • 24/7 access to online & mobile banking 
  • Set up direct deposit and get your paycheck up to 2 days sooner with Early Pay
  • Earn .15% APY 1  on balances over $50,000. 2

Can I join?

You don't have to be military to bank with us. There are hundreds of ways you can become a member!

Check Eligibility

 

 

Earn 0.75% APY each month 2 in your Saver account

The following activities must be completed each month in your Cash Rewards or Cash Back Rewards Checking account to earn Saver rates.

1. Make at least 12 debit card purchases per month

2. Have at least 1 direct deposit transaction or automatic payment per month

3. Choose to receive free eStatements

Start Earning

What if I don't meet the qualifications? 

Don’t worry. Each month is a new chance to qualify!

 

 

Savings Goal Calculator

Feel free to explore and discover how much you can save!

 

 

Don't Skip Your Rewards

What are you waiting for? You could be earning rewards just for doing the things you already do each day.  
Explore Checking Accounts

 

 
Locations & ATMs

Find an AACU branch or ATM or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.

Meet With A Financial Coach

You deserve answers to all your financial questions. If it's important to you, it's important to us! Let's talk about your goals!

Deposit Rates

Check out current rates for checking, savings, certificates, and IRAs.

Explore More Accounts

Not ready to commit? That's okay. Check out our other Savings accounts - we know you'll find one that works for you!

 

Disclosures

1 Annual Percentage Yield (APY) effective 12/20/2024. Accurate as of the last dividend declaration date.

2 Qualifications: In your Cash Rewards or Cash Back Rewards Checking account, (a) post and clear at least one direct deposit or pre-authorized ACH (b) post and clear twelve or more purchase transactions using your debit card and (c) enroll in estatements during the monthly periodic statement cycle. Account transactions and activities in your Cash Rewards or Cash Back Rewards Checking account may take one or more days to post and clear to your Cash Rewards or Cash Back Rewards Checking account and all must do so during the monthly periodic statement cycle in order to qualify for the Saver account rewards. When qualifications are met in your Cash Rewards or Cash Back Rewards Checking account, balances in your Saver account up to $50,000.00 earn 0.75% APY and balances over $50,000.00 earn 0.15% APY resulting in a range from 0.27% to 0.75% APY depending on the account’s balance. If qualifications are not met, 0.05% APY is received on the entire balance. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Terms and conditions subject to change. Membership requirements apply.