On Tuesday, December 24 - All branch locations and contact center will close at noon.
On Wednesday, December 25 - All branch locations and contact center will be closed.
In the event of a government shutdown, we are ready to help affected members. Learn More.
A no-frills account for powerful money management.
BasicChecking
Account Features
Enjoy a simple and convenient way to manage your money 24/7.
- Minimum daily balance of $500 required to avoid a $5 monthly fee
- 24/7 access to online & mobile banking
- Funds available for overdraft protection
- Access to remote deposit, member-to-member transfers, and more through mobile banking
- Free bill pay, eStatements, Visa® Debit Card, budgeting tools, and more
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Set up direct deposit and get your paycheck up to 2 days sooner with Early Pay
Plus, get access to over 30,000 surcharge-free ATMs.
Can I join?
You don't have to be military to bank with us. There are hundreds of ways you can become a member!
Check EligibilityWatch Your Money Grow
Whether you're saving for a new car, a vacation, or your next big adventure, we have options to make saving easy no matter the goal!
Explore Savings
Locations & ATMs
Find an AACU branch or ATM or locate thousands of surcharge-free ATMs or shared branch locations in the U.S. and Canada.
Meet With A Financial Coach
You deserve answers to all your financial questions. If it's important to you, it's important to us. Let's talk about your goals!
Deposit Rates
Check out current rates for checking, savings, certificates, and IRAs.
Explore Checking Accounts
Not ready to commit? That's okay. Check out our other checking options - we know you'll find one that fits!