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Important Notices

On Tuesday, December 24 - All branch locations and contact center will close at noon.
On Wednesday, December 25 - All branch locations and contact center will be closed. 


In the event of a government shutdown, we are ready to help affected members. Learn More.

First-Time Homebuyer Guide

 

Where Do I Start?

Let's break it down together!

Buying a home for the first time can feel like stepping completely out of your comfort zone. You might hear words you don’t recognize and be asked to share a lot about your finances. It’s intimidating!

But, as a first-time buyer, you've got some great perks designed just for you. There are special programs out there to make your journey into homeownership smoother.

Below, we've outlined some steps you might take when buying your first home, along with handy links for more info. Sound good? Let's get started.

 

Women on phone

Is Buying A Home Right For You?

Every situation is unique and knowing when to buy can be tricky. Learn what you need to know before buying.

Learn More

 

 

Homebuying Costs: Before and After

Explore and understand common expenses to consider before and after buying your home.

What To Expect

man looking at paperwork

 

 

happy women with dog

Understanding Your Credit and Credit Score

Good credit is crucial! Learn more about credit scores and how it can impact your homebuying journey.

Understand My Score

 

 

Getting Pre-Qualified and Finding A Home

Ready to jump in? Next, let's learn about the pre-qualification process.

Discover How

Business Man working

 

 

Think You Can't Afford A Home?

Let us help get you there!

Homeownership is a big deal, so let us help you make it happen! We’re not just mortgage experts—we’re on your team and ready to guide you. Got questions about First-Time Homebuying or anything you see on these pages? Just give us a call. One of our friendly loan officers will be happy to help you!

Meet the Mortgage Team

Schedule An Appointment

 

 

Disclosures

Membership requirements apply. Restrictions and requirements apply. Equal Housing Lender. Air Academy Federal Credit Union: NMLS# 454287