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Featured This Month

MoneyEdu brings you a new financial wellness theme every month.

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Student Loans and Workplace Transition

Student Loans and Workplace Transition

Making the Most of Your Education and Career

From crafting effective repayment strategies to transitioning into the workforce, this month is dedicated to empowering your financial future. Whether you're a new graduate or you're already in the midst of student loan repayment, join the AACU team to make the most of your education and career.

Level up with our Managing Student Loan Debt course.

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This Week

A weekly series that explores concepts related to this months's theme.

Setting Your Financial Priorities

Dealing With the Loss of a Job

Starts May 6, 2024

Personal and Professional Etiquette

Starts May 13, 2024

Personal Finance and the Military

Starts May 20, 2024
New for This Month

Managing Student Loan Debt

An introduction to student loan repayment choices and strategies. Visit the Member Library for in-depth coverage of repayment plan options.

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Preparing for the Restart of Student Loan Payments
After a three year pause in response to the Covid-19 pandemic, payments are once again due on federal student loans.
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Making Smart Repayment Decisions
Flexible federal student loan repayment plans can help you avoid financial trouble and reach your financial goals.
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Repayment Strategies
To repay your student loans, you need a comprehensive strategy to put your education debt in a larger financial picture that includes your income, non-education debt, and long-term goals.
A close up of a calculator on a desk.
Grace and Deferment Period Strategies
Federal education loans all offer a grace or deferment period – a set amount of time during which repayment is not required. How you manage loans during your grace period can make a big difference.
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How Repayment Plan Choices Affect Loan Cost
Your repayment plan choice can greatly affect your monthly payment and the total cost of your student debt.
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The SAVE Repayment Plan
Launched in 2023, the SAVE Plan offers a new approach to income-based federal student loan repayment
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Public Service Loan Forgiveness
If you work in certain fields or for certain employers, a portion of your Direct Student Loan debt may be eligible for forgiveness.
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Managing Loans in Times of Financial Distress
You can’t always prevent financial stress, but how well you manage it will make all the difference in how successful you’ll be in meeting your repayment obligation.
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Deferment and Forbearance Options
Both deferment and forbearance can help you avoid financial trouble. If you think you might qualify, reach out to your loan servicer as soon as you first experience financial difficulty.
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Loan Consolidation
Loan consolidation can simplify the loan repayment process, but you must review the loans you plan to consolidate carefully – once consolidated, there’s no going back.

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Income Tax Basics

Learn what you need to know about tax brackets, when to review your withholding and how to avoid common tax scams.

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How Income Taxes Work
Learn how income taxes are calculated and how the various tax brackets are applied.
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Tax Credits and Tax Deductions
An over view of the difference between the two terms including an outline of popular tax credits.
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Important Tax Terms
From adjusted gross income to withholding, we'll cover some of the most important terms relevant to many taxpayers.
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When to Review Your Tax Withholding
Knowing when to adjust your tax withholding is crucial to managing your tax liability and avoiding unexpected tax bills or refunds.
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Preparing to File Your Tax Return
How to assemble required documents, explore potential ways to reduce the amount of tax you owe, and choose your filing method.
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Getting Help from a Tax Professional
You don't have to face tax time alone. For some, hiring a professional may be a good choice.
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Avoiding Common Tax Errors
Mistakes on tax forms aren't unusual. Learn the most common errors and how to fix them.
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Avoiding Tax Scams
Learn how to identify and avoid common tax-related scams.
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Reducing Your Tax Bill by Saving Money
Saving for retirement can be a smart way to reduce your tax bill while planning for your financial security.
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Making the Most of a Tax Refund
Far from "mad money," an income tax refund is money you earned through hard work. Learn how to put it to work.
Nest with gold egg in it. February 2024

Saving and Investing

Why and how to invest, including how to save money now.

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Types of Investments
The pros and cons of stocks, bonds, and cash. The concept of asset allocation is explained.
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Investment Accounts
The types of accounts available to investors, including both taxable and tax advantaged accounts.
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Saving for Retirement
Why save for retirement and the impact of fees on investment performance.
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Retirement Accounts
An overview of the major retirement accounts, include Individual Retirement Accounts, Simplified Employee Pensions, and 401(k) plans.
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Retirement Saving Strategies
How to develop a comprehensive retirement savings strategy.
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Retirement Savings Ideas
A few simple things to keep in mind when starting a retirement savings plan.
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Making Your Retirement Savings Last
Understanding your retirement income needs and exploring strategies for meeting them.

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About AACU

We show up every day for people like you who make our community such a great place to be. We want to help you move ahead. Because we believe everyone deserves personal banking (we even made it our tagline) we’re focused on designing and offering products that work for you. We serve all active and retired military service members and their families. We also serve employees, students, and families of 15 school districts, hundreds of local businesses, and their family members! Come Join Us!

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